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Construction Loan

Building your home from the ground up? Construction financing has its own rules: the money is released by the bank in tranches as the build progresses, and each stage has a deadline. We support you with the application.

How it works

From the first hello to the signed contract

1

We listen to your project

We get to know the plot, the build budget and the planned stages.

2

We analyse the banks' offers and the tranche release plan

We look at how each partner bank releases the capital over the course of the build.

3

We compare the banks

We see which partner banks offer construction loans and compare their offers.

4

We follow the loan application until the build is finished

We stay in touch with the bank during the build. Releases are decided by the bank, after each inspection.

What you gain

Why do this with the Guru

Stage drawdowns

The money is released by the bank in tranches as the build progresses.

Bank comparison

Not every bank offers this. We know which ones do, and how.

Everything explained

Inspections, deadlines and conditions explained before the build starts.

Free for you

From the plot to the final inspection, you pay nothing for our support.

FAQ

Frequently asked questions

Is a construction loan different from a mortgage?

Yes. The banks release the capital in stages (foundations, structure, finishes) as the build progresses and is inspected.

Do I need to own the plot?

Usually yes: the plot normally serves as security. There are solutions that finance plot + construction; we study your case.

What grace period do I get?

During the build you usually pay only interest on the capital already released. We explain everything before you go ahead.

No obligation

Shall we talk about your case?

Tell us what you need. The Guru studies your situation, compares the partner banks and tells you, with numbers, what makes sense for you. It's free.