Articles with the sums done, without terms that send you to Google. From credit to buying a home, explained the way you would explain it to a friend.
The Portuguese State now acts as guarantor for part of the loan, which opens the door to financing the whole property. But there are rules, a deadline and small print worth reading before you get excited.
Read article →Updated IMT brackets, a slowly rising Euribor, the early repayment fee back in force and a public guarantee with a deadline. A map of the year for anyone about to buy.
New mortgage lending grew almost 35% in 2025 and the average loan hit a record. Personal loans rose too. Good news or bad? It depends on what you do with your instalment.
We are not a bank and we do not lend money. We are the ones who go to the banks for you, registered with Banco de Portugal and bound by strict rules. This article explains what to expect, and what not to accept.
Renovating can be worth more than moving. We explain how a mortgage-backed loan for works (or an increase to your mortgage) works, with a worked example and the plan to make before you apply.
The nominal rate (TAN) is the one in the window. The APRC (TAEG) is the one you pay. Using the example from our calculator, we show where the 0.7 points of difference come from and why only one of them works for comparing banks.
With the Euribor rising slowly in 2026, the question is back. We explain the three options with real numbers, what happens to the instalment if the Euribor moves one point, and the penalties on each route.
The deposit is only the first line. IMT, stamp duty, the deed, registrations, the valuation and the move. A table with the example of a €250,000 home, with and without the support for young buyers.
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