Saving is a subject almost everyone avoids. The financial sector all talks the same way: blue, ties and a language that pushes away the people who most need to hear it. The Guru was born to talk differently.
The Guru is our face: a partner who takes the hassle out of credit and saving, talks the way you'd explain things to a friend and tells the truth even when the truth is "don't go ahead right now".
We think deciding on credit shouldn't mean deciphering small print. That comparing banks shouldn't be a headache. And that having someone explain the offers to you shouldn't cost you anything, because in our case the banks pay.
We are a tied credit intermediary, authorised by Banco de Portugal. We compare the partner banks' offers, negotiate terms and handle the paperwork for mortgage credit for individuals: buying a home, construction and mortgage transfers.
To know exactly what that means (and what you can expect from us), read the Credit Intermediary page.
We explain every rate, insurance and fee before you sign anything at all.
The banks pay us.
If the best decision is to wait or do nothing, that's what we tell you.