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Legal information

Prior information

Information about the credit intermediary Gurupoupança, Unipessoal Lda (brand Guru Poupança), registered with Banco de Portugal under no. 0007551. The data are those of the registration, confirmed on 9 October 2026, and are the same as on the Credit Intermediary page.

Guru Poupança is a brand owned by Gurupoupança, Unipessoal Lda. Gurupoupança, Unipessoal Lda, with registered office at Rua Bernardo Francisco da Costa, Loja 38-B, 2800-029 Almada, Portugal, registered as a credit intermediary with Banco de Portugal under no. 0007551, telephone 917 746 945 (call to a national mobile network), email renato.teixeira@gurupoupanca.pt, a registration that can be confirmed at https://www.bportugal.pt/intermediariocreditofar/gurupoupanca-unipessoal-lda. Tied credit intermediary, not under an exclusivity arrangement, with contracts with the following lenders: Caixa Geral de Depósitos, S.A.; Banco Santander Totta, S.A.; Bankinter, S.A. - Sucursal em Portugal; Novo Banco, S.A.; SICAM - Caixa Central e Caixas de Crédito Agrícola Mútuo; Banco BPI S.A.; Union de Créditos Inmobiliários, S.A., Establecimiento Financiero de Crédito (Sociedad Unipersonal) - Sucursal em Portugal; Abanca Portugal, S.A.; Banco CTT, S.A. Authorised to provide, for mortgage credit agreements, services of presenting or offering credit agreements to consumers and of assisting consumers by carrying out preparatory acts or other pre-contractual management work in relation to credit agreements it has not itself presented or offered. Activity subject to the supervision of Banco de Portugal. Professional liability insurance with Companhia de Seguros Allianz Portugal, S.A., policy no. 207030366, valid from 2026-10-10 to 2027-10-10. Under the applicable legislation, the services provided are free of charge for the consumer.

Authorised services

We are authorised to provide, in relation to mortgage credit agreements and only to consumers (individuals), the following intermediation services:

  • Presenting or offering credit agreements to consumers.
  • Assisting consumers by carrying out preparatory acts or other pre-contractual management work in relation to credit agreements it has not itself presented or offered.

Amounts we cannot receive

Gurupoupança, Unipessoal Lda may not receive or hand over any amounts related to the conclusion, performance or early repayment of credit agreements.

Where we are

Registered office and head office: Rua Bernardo Francisco da Costa, Loja 38-B, 2800-029 Almada, Portugal.

Branches open to the public:

  • Estrada da Penha, 150-C, 8005-138 Faro, Portugal
  • Rua General Humberto Delgado, loja 5, 8200-447 Guia, Portugal

Management: Renato de Jesus Teixeira.

Complaints

If something goes wrong, you can complain directly to us (renato.teixeira@gurupoupanca.pt), through the electronic Complaints Book, or to Banco de Portugal through the Bank Customer Portal.

Alternative dispute resolution

In the event of a dispute, you can turn to the following alternative consumer dispute resolution entities, which we have joined (Law no. 144/2015):